ACA Plan Selector, built for ACA agents and brokers
Enroll more clients in less time this Open Enrollment.
Clients enter their own medications and providers, do their own analysis on their phone or computer, and send validated plan selections back to you, so the data you work from is accurate from the start.
For agents, this year's Open Enrollment is even harder than the last.
Relayed medication lists are usually wrong
Studies of patients relaying their own medication list to someone else find discrepancies most of the time, the same telephone-game problem that happens over the phone during open enrollment.
AI-empowered clients
Many clients use Gen AI in their everyday life and expect to use it in their health plan selection.
Phone-first clients
Most people already manage their coverage from a phone, and many would rather choose their plan there too.
Increased plan shopping
Further increases in premiums, deductibles and MOOP, along with major carriers exiting the market, will lead to more plan comparisons to find the best deal.
Two ways to use it.
Speed enrollment for your existing customers and known prospects.
ACA Accelerator uses Harriette, our Health Insurance AI Assistant, to collect information and do some initial analysis.
Grow your book of business
Covanu drives potential customers to you. All leads you see are from individuals who invested the time to provide their goals, anticipated medical needs, medications and preferred providers.
- Step 1
Agent sends a link to an existing client or prospect. This link is embedded in an email or text message you customize to introduce the process.
- Step 2
Customer or prospect is aided by Harriette, our Health Insurance AI assistant, to answer questions about their goals and medical care needs. The customer uses a phone camera to scan medications and preferred providers, and the AI Assistant validates their entries against official lists provided by HealthCare.gov.
- Step 3
Harriette uses the client’s goals and other entered information to recommend a short list of plans.
- Step 4
The client’s short list of plans, along with goals, meds, and providers, is sent back to you, the Agent.
- Step 5
You schedule a meeting with the client and finalize their plan selection and enrollment.
- Step 1
Customers looking for health insurance in North Carolina navigate to Covanu.com.
- Step 2
Customers interact with Harriette, our Health Insurance AI agent, to provide their goals, medical care needs, medications and providers.
- Step 3
Harriette uses the client’s goals and other entered information to recommend a short list of plans.
- Step 4
The client’s short list of plans, along with goals, meds, and providers, is sent back to you, the Agent. This lead is exclusive to you.
- Step 5
You schedule a meeting with the client and finalize their plan selection and enrollment.
Unique Customer Feature
Leverage Gen AI to make data collection easier. An instant “short list” matches the client’s situation and includes the three major carriers providing plans in the customer’s location.
Unique Customer Feature
Use the phone camera to scan medicine bottles and medical documents for accurate medication and provider lists.
Unique Agent Feature
Interact with Harriette to help your client, with questions like “How are the client’s providers covered by these plans?” or “The client sees a therapist twice a month. How does the mental health outpatient co-pay compare for these plans?”
Unique Agent Feature
Provide actual drug costs for the client’s medications, not just “covered” or “not covered.” This information comes from the latest formularies for carriers operating in NC.
The focus stays on the agent.
Health insurance is a complex, high-stakes decision, which is why agents keep gaining ground. Per CMS, agents and brokers assisted roughly three out of four HealthCare.gov enrollments in recent Open Enrollments. ACA Plan Selector makes it easier for clients to do the initial analysis themselves, then come to you to answer the tough questions and finalize with confidence.
Only pay for success.
Agents use ACA Plan Selector for free and pay only when the app successfully sends a plan-selection message from a client to the agent.
Agent FAQ
Ready to enroll more clients in less time?
Clients get started at how it works for customers.